We understand that savers want flexibility and stability, without the necessity to compromise on interest rates. There are of course many products, which have fixed rate options. However, such products usually involve agreeing to lengthy contract periods with limited or very restricted access to capital. By listening to the needs of our customers, Irish Nationwide has developed a premium product that resolves these conflicts. It offers flexible access to capital while guaranteeing you a fixed rate of interest for each six-month period.

Features of Premium Access include:

• Competitive fixed rates:
  • Premium Access offers competitive rates of interest, which increase according to the balance in your account. The rate will be fixed for each half year from 1 January to 30 June and from 1 July to 31 December.
    
    
• Access to capital:
  • An account holder may make one withdrawal per calendar month of up to 50% of the cleared balance without penalty.
  • For withdrawals in excess of 50% of the balance, 30 days notice is required, or if you need the money in an emergency, there is a penalty equivalent to 30 days interest on the amount withdrawn.
  • The minimum balance required at the time of opening the account should be maintained at all times.
  • Special Savings Accounts will require 30 days notice.
    
    
• Interest:
  • Interest will automatically be credited to your account on 31 December and 30 June each year. However, you can decide to have your interest paid monthly or half-year.
  • The interest we pay on Premium Access is 'tiered' - the greater your balance the higher the rate you receive.
  • Interest rates are fixed for six calendar months and will be subject to change from 1 January and 1 July each year.

Resources for this section:
Item
Current Rates
	File Size	File Format	Download
Premium Access *	2026 kb
Premium Access Application Form *	113 kb
The following above file has been saved as Adobe Acrobat PDF file. You will need to have Adobe Reader installed on your computer. If you do not have Adobe Reader on your computer simply click the button below and follow the simple steps.

WARNING:
You must present your Account Passbook every time you withdraw funds from your account. In some circumstances you may be asked to provide current photographic I.D.

For further details contact your Local Branch or call + 353 (0)1 609 6490 or email: savings@inbs.ie

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By proceeding further you are deemed to have read and accepted our Terms & Conditions and Privacy Policy. This site is best viewed using Internet Explorer 6.0+. Certain documents on this site require Adobe Acrobat Reader. Irish Nationwide Building Society is regulated by the Financial Regulator. Registered Office: Nationwide House, Grand Parade, Dublin 6. Registered No. 14B Dublin.