Share Account: Fixed Rate Bonds

A Fixed Rate Bond is a share account that offers you the security of a guaranteed fixed interest rate over the term of the account. The Society currently offers one and two year term Fixed Rate Bond accounts. With Fixed Rate Bonds your return is guaranteed and protected from any rate decrease.

Features/Frequently asked questions of the account include:

How much do I need to open a Fixed Rate Bond account?
- As this is a share account, the minimum subscription required to open a Fixed Rate Bond account is €20,000.
Can I make any additional lodgements to a bond?
- No. Fixed Rate Bonds pay fixed interest rates on lump sum subscriptions and no subsequent lodgements are permitted.
Can I access my money if I need it?
- After Year 1 of the 2 Year or 18 Month Bond, one withdrawal of up to 10% of the balance can be made provided that you maintain the minimum balance of €20,000.
How is interest paid?
- Interest will be added to your Bond as one payment on the maturity of the selected contract period or alternatively, you can avail of a regular income option. Interest can be paid monthly or annually.

Resources for this section:
Item
Current Rates
	File Size	File Format	Download
Fixed Rate Bonds *	232 kb
Account Application Form *	1100 kb
*The following file(s) have been saved as Adobe Acrobat PDF file(s). You will need to have Adobe Reader installed on your computer. If you do not have Adobe Reader on your computer simply click the button below and follow the simple steps.

WARNING:
You must present your Account Passbook every time you withdraw funds from your account. In some circumstances you may be asked to provide current photographic I.D.

For further details contact your Local Branch or call + 353 (0)1 609 6490 or email: savings@inbs.ie

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