Interest Rate Options

Fixed Interest Rate:

A fixed rate allows you to budget your monthly repayments. The payment will be the same every month for the period you have chosen. The Society offers fixed rates for 2, 3 and 5 years. If Interest rates increase or decrease, your repayments will not change as the rate is fixed. Availability of fixed rates is at the Society's discretion. However, a fixed rate can be booked for a period of eight weeks.

Please note that an early breakage fee may be payable if you repay the mortgage or switch to an alternative rate, before the fixed rate term has expired.

Click here for our current rates .

Variable Rate:

With variable rates your monthly payments can vary from month to month depending on market changes. This rate allows you flexibility should you choose to pay off your mortgage sooner than expected or make larger payments at any particular time.

For further information and warnings click here.

WARNING
The payment rates on this loan may be adjusted by the lender from time to time.

Term:
The term of a mortgage is the length of time over which you will repay your mortgage.
The Society offers terms from 10 to 35 years.

Click here for our current rates .

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