NEW BUSINESS RATES

The following new business mortgage rates apply with effect from 27th August 2010. Where an offer has already issued at a fixed rate, the loan will automatically payout at the new rate, unless a booking fee has been paid and confirmation issued by the Home loans Department

Home loans (Annuity)

Product	Rate	Cost Per Thousand				APR*
		15yrs	20yrs	25yrs	30yrs
LTV Variable Rate <=50%	3.05%	6.93	5.57	4.77	4.24	3.1%
LTV Variable Rate >50%<=80%	3.10%	6.95	5.6	4.79	4.27	3.1%
LTV Variable Rate >80%	3.35%	7.08	5.72	4.93	4.41	3.4%
2 Yr Fixed <=50% LTV	3.15%	6.98	5.62	4.82	4.3	3.7%
2 Yr Fixed >50%<=80% LTV	3.30%	7.05	5.7	4.90	4.38	3.7%
2 Yr Fixed >80% LTV	3.50%	7.15	5.8	5.01	4.49	3.8%
3 Yr Fixed <=50% LTV	3.25%	7.03	5.67	4.87	4.35	3.7%
3 Yr Fixed >50%<=80% LTV	3.45%	7.12	5.77	4.98	4.46	3.7%
3 Yr Fixed >80% LTV	3.65%	7.22	5.88	5.09	4.57	3.8%
3 Yr Fixed FTB Rate	3.35%	7.08	5.72	4.93	4.41	3.7%
5 Yr Fixed Rate	4.75%	7.78	6.46	5.70	5.22	4.3%

• The maximum LTV available for the purchase of a Principal Private Residence is now 90% on houses and 85% on apartments in major cities and 70% elsewhere. This includes First Time Buyers.
• The maximum LTV available for Residential Investment Properties is now 75%.
• If a valuation report is older than 6 months, a new, up-to-date valuation report is required on the INBS template. Drive-by valuation reports will not be accepted.

 

NEW BUSINESS RATES

Residential Investment Loans (Annuity)

The following new business rates apply with effect from 1st February 2010.

Product	Rate	Cost Per Thousand		APR*
		15yrs	20yrs
Variable	4.99%	7.90	6.59	5.1%
2 Year Fixed	4.49%	7.64	6.32	5.0%
3 Year Fixed	4.99%	7.90	6.59	5.1%
5 Year Fixed	5.10%	7.96	6.65	5.2%

* APR is based on a loan of €100,000 over a 20 year term.

The Standard Variable Rate will increase to 3.75% from 1st September 2010, this will be reflected in existing customers September payment.

Product	Rate	Cost Per Thousand				APR*
		15yrs	20yrs	25yrs	30yrs
Standard Variable Rate	3.75%	7.27	5.93	5.14	4.63	3.8%
2 Yr Fixed	3.85%	7.32	5.98	5.20	4.69	3.8%
3 Yr Fixed	3.99%	7.39	6.05	5.27	4.77	3.9%
5 Yr Fixed	4.80%	7.80	6.49	5.73	5.25	4.3%

* APR is based on a loan of €100,000 over a 20 year term.

 

© 2010 Irish Nationwide Building Society | Accessibility | Terms & Conditions | Privacy Policy | Site Map

By proceeding further you are deemed to have read and accepted our Terms & Conditions and Privacy Policy. This site is best viewed using Internet Explorer 6.0+. Certain documents on this site require Adobe Acrobat Reader. Irish Nationwide Building Society is regulated by the Financial Regulator. Registered Office: Nationwide House, Grand Parade, Dublin 6. Registered No. 14B Dublin.