Regular Saver Deposit Account

At Irish Nationwide we understand and recognise your need for a regular savings account that offers both flexibility and stability while at the same time maximising the return on your savings. If you missed out on the SSIA account or you would simply like to continue regularly saving, Irish Nationwide has introduced the Regular Saver Deposit Account. It is the perfect opportunity for you to establish a monthly savings routine and benefit from a competitive rate of interest on your savings.

Features of the Regular Saver Deposit Account

Lodging to the Regular Saver Deposit Account
You can opt to make a minimum fixed contribution of €100 to a maximum contribution of €1,000 or €2,000 for a joint account every month. The payment can be made by standing order, direct credit or internal transfer payment on a date of your choice.

Highly Competitive Rates of Interest linked to the ECB rate
The Regular Saver Deposit Account is an ECB tracking savings account which guarantees to track the European Central Bank rate and we undertake to pay you that rate PLUS a margin on top. The interest on your Regular Saver Deposit Account accrues daily and is credited to your account annually on the 31st December.

With effect from 1st February 2010 the following Interest rates will apply.

Regular Saver Deposit Account:
	Rate	Current Rate	A.E.R.
From 1st January 2010 to 31st December 2010	ECB + 1% Minimum	3.35 %	3.35 %

Can I make withdrawals?
The Regular Saver Account permits two penalty free withdrawals in each 12 month period, commencing from the date the account was opened.
How do I open an account?
- To open a Regular Saver Deposit Account you must be a resident of the Republic of Ireland and be 18 years of age or older.
- Your initial lodgement must be made by cash or cheque and must be equal to your fixed monthly contribution which must be a minimum of €100. The maximum contribution for a sole account is €1,000 and €2,000 for a joint account in one lodgement per calendar month.

Simply fill out the application form at your local branch or district office and supply
proof of identity in compliance with the provisions of the Criminal Justice Act 1994.

Identification is required for new and existing account holders of the society. We regret it is not possible to open an account unless the required proofs of identity are provided with your initial subscription and application. A customer may hold either a joint account or a sole account but not both

PLEASE BEAR IN MIND THE REGULAR SAVER DEPOSIT ACCOUNT MAY BE WITHDRAWN IF IT IS OVERSUBSCRIBED.

Resources for this section:
Item
Current Rates
	File Size	File Format	Download
Brochure	266 kb
Application Form *	115 kb
*The following file(s) have been saved as Adobe Acrobat PDF file(s). You will need to have Adobe Reader installed on your computer. If you do not have Adobe Reader on your computer simply click the button below and follow the simple steps.

For further details contact your Local Branch or call + 353 (0)1 609 6490 or email: savings@inbs.ie

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